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Million Dollar Round Table

About the Million Dollar Round Table (MDRT)


"As a proud life member of the Million Dollar Round Table with 10 plus qualifying years I offer my clients the confidence of best business practices" - Kusum Sen

MDRT History

In 1927, 32 extraordinary life insurance producers, each of whom had sold at least USD 1 million of life insurance, dreamed of a forum dedicated to fostering a high-standard, professional approach to life insurance sales and service. Founded on the belief that growth is a result of exchanging ideas, the concept was:


"To receive, individuals must give."

Out of this dream emerged MDRT — an international, independent association that represents the world's best sales professionals in the life insurance-based, financial services industry.

As a positive influence in the life insurance industry, MDRT has developed a rich tradition of sharing knowledge for the benefit of clients, prospects, producers and companies.

What Is MDRT?

As the Premier Association of Financial Professionals®, MDRT is a global, independent association of more than 72,000 of the world's leading life insurance and financial services professionals from more than 500 companies in 70 nations and territories.

MDRT members demonstrate exceptional professional knowledge, strict ethical conduct, and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

For more information, please visit  https://www.mdrt.org/.


As an advisor at Desjardins I look forward to meeting you and understanding your goals and needs.

As a professional in the field of insurance and investments, my understanding of people's goals and aspirations has created a lasting bond over two decades. The key to their success has been my passion for excellence.

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As a professional in the field of insurance and investments, specifically geared towards personal financial planning, my focus has been on assisting people in my role as a Financial Advisor.

I have invested my undivided attention to advising and supporting the needs of my clients in creating financial solutions for their short, medium and long-term goals. My understanding and empathy for people’s situations created a bond that has lasted more than two decades.

Planning and working together, my clients and friends have come a long way to achieving success, happiness and peace of mind. The key to their success has been my passion for excellence which I impart with care and understanding.

In achieving premier industry standards as a Life Member of the Million Dollar Round Table, I have shared my knowledge and experience for my clients’ needs. My understanding of their desires and goals has been the link between my success and their motivation.

I bring to my association with people, an in depth knowledge and appreciation of multicultural needs, which come with a common objective to enhance their present and future, going forward.

Kusum Sen

BA, CHS, CLU, CII, RIS, MDRT Life Member

Life and Health Insurance Advisor
Investment Fund Advisor*

"Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book"

Joran Lee (Head of Marketing)

"Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book"

Kate Jose (Business Advisor)