Plan ahead for your loved ones

 

Helios2 – 75/100 i is for you if you want to maximize the value of your estate and help your loved ones cut through the red tape of the estate settlement process.

Helios2 – 75/100 i guarantees 75% of the value of your Deposits at maturity and 100% at death. The Death Benefit is reset every year, up to a certain age, based on inflation or market growth, whichever is higher.

 

 

KNOW WHAT YOU'RE BUYING

Why choose Helios2 – 75/100 i?

1 Estate Protection against Inflation Unique in Canada!

Stop worrying about inflation or market downturns eating into the value of your estate. With Helios2 – 75/100 i, your Death Benefit will be reset every year based on the higher of1:

  • The inflation-adjusted value
  • The market value
  • 100% of your Deposits
  • The amount established the previous year

That means the value of your estate will never go down — and it could even go up!

 

This simulation is for information purposes only and is neither an indication nor a guarantee of future results.

 

2 Prompt Payment of the Death Benefit

Upon your death, your Beneficiary will receive the value of your Contract in just five days2. It’s a lot faster and easier than waiting for the estate to be settled!

Payout of investments upon death

 

Your Beneficiary is the person or organization who will receive the higher of either the value of your Contract or the Death Benefit when you die.

3 Investment options

We offer a variety of ways for you to reach your investment goals:

  • 5 investment solutions
  • 4 responsible investment portfolios
  • 30 individual Funds

For more information about the Funds available through the Helios2 Contract, please see the leaflet. 

 

Helios2 – 75/100 i benefits

Additional coverage from Assuris: Your Deposits will be protected against loss in the event your insurance company declares bankruptcy. Visit assuris.ca for more information.
 

If you want to plan ahead for your loved ones,
Helios2 – 75/100 i is right for you! 

 

1 The annual automatic reset of the Minimum Death Benefit Amount continues until the Annuitant reaches age 75. Please refer to the Contract and Information Folder for details about the automatic resets of the Minimum Death Benefit Amount and how the Death Benefit relates to Deposits made after that time.

2 Conditions apply, including receipt of the appropriate documentation, such as a death certificate. The Beneficiary or Beneficiaries to whom you want the Death Benefit to be paid must be designated by name. 

 

In this document, the Contract Owner and the Annuitant are the same person. If in your case these are not the same person, please see the Contract and Information Folder. 

Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company. 

The Contract and Information Folder contains important information on the Desjardins Financial Security Guaranteed Investment Funds Plan – Helios2 and the DFS Guaranteed Investment Funds. It also contains a glossary of defined terms (these terms are capitalized in this document). Please read it carefully before investing.

Helios2 is a trademark owned by Desjardins Financial Security Life Assurance Company. DFS Guaranteed Investment Funds is a trademark owned by Desjardins Financial Security Life Assurance Company. DFS Guaranteed Investment Funds are established by Desjardins Financial Security Life Assurance Company. 

DFS stands for Desjardins Financial Security Life Assurance Company.