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Desjardins and Kusum Sen

Our philosophy is simple - we want to get to know you to help you make the best decisions possible. This goes back to our roots when Alphonse Desjardins (1854 – 1920), our founder set about his idea for a “people’s bank”. His idea was simple – to provide financial services to working people. On December 6, 1900 Desjardins opened its doors for the first time. Today, Desjardins Group is the largest financial co-operative in Canada and the second strongest financial institution in the world (Bloomberg 2014).

Desjardins Financial Security Independent Network (DFSIN) is a national network of financial advisors specializing in life and health insurance and investments, together with its counterpart SFL Partner of Desjardins Financial Security in Quebec and New Brunswick.

Our focus is to understand your goals and develop a plan to reach them. We will meet with you to present an analysis and discuss recommendations. Together, we will implement the recommendations best for you and monitor your progress toward your goals and when necessary, we will adjust your financial security plan.

In an ever-changing world, we are committed to staying up to date on tax and estate laws to provide you with the best financial advice for your specific situation.

Kusum Sen is licensed for life and health insurance and registered for mutual funds in the province of Ontario.


Our speciality services include, Advisory Services, Insurance, Savings, Investments, Registered Plans, Annuities, Group Insurance, and Insurance for the self-employed.

*Mutual funds distributed through Desjardins Financial Security Investments Inc.

As an advisor at Desjardins I look forward to meeting you and understanding your goals and needs.

As a professional in the field of insurance and investments, my understanding of people's goals and aspirations has created a lasting bond over two decades. The key to their success has been my passion for excellence.

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As a professional in the field of insurance and investments, specifically geared towards personal financial planning, my focus has been on assisting people in my role as a Financial Advisor.

I have invested my undivided attention to advising and supporting the needs of my clients in creating financial solutions for their short, medium and long-term goals. My understanding and empathy for people’s situations created a bond that has lasted more than two decades.

Planning and working together, my clients and friends have come a long way to achieving success, happiness and peace of mind. The key to their success has been my passion for excellence which I impart with care and understanding.

In achieving premier industry standards as a Life Member of the Million Dollar Round Table, I have shared my knowledge and experience for my clients’ needs. My understanding of their desires and goals has been the link between my success and their motivation.

I bring to my association with people, an in depth knowledge and appreciation of multicultural needs, which come with a common objective to enhance their present and future, going forward.

Kusum Sen

BA, CHS, CLU, CII, RIS, MDRT Life Member

Life and Health Insurance Advisor
Investment Fund Advisor*

"Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book"

Joran Lee (Head of Marketing)

"Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book"

Kate Jose (Business Advisor)